Finding rental housing on a low income can be challenging, especially when properties require renters to earn 2-3 times the rent. Landlords often have income requirements to ensure renters can cover rent, utilities, and other expenses. If you don’t meet these requirements, here are some strategies to try:

• First, demonstrate to the property owner or manager that you can afford the rent. Share your current bills and financial commitments to show that, while you may not meet the income multiplier, you manage your money responsibly and can reliably pay rent each month. Emphasize that rent is your top financial priority, and ask if they would consider an exception to the income requirement based on your strong budgeting habits.
• Make sure to count all income sources, including employment, child support, and public assistance (such as welfare or food stamps) to see if you can meet the requirement. Additionally, consider joining a subsidized housing waiting list. Subsidized housing programs, such as those listed on sites like https://www.dupagehousing.org/.  Subsidized housing typically cap rent at 30-40% of your income, making it more affordable. If you earn $500 a month, for example, your rent would be around $150.
• If the landlord is not open to making an exception, avoid applying or paying an application fee and continue searching for options that align with your income level.